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What is an MSME Loan

A loan designed to support working capital and business expansion needs of small and medium enterprises.

Who can apply for an MSME Loan?

Small business owners, traders, manufacturers, and service providers with valid business proof.

Is collateral mandatory?

Collateral requirements depend on loan size and credit profile.

How fast is disbursement?

Loans are processed and disbursed quickly after document verification.

What is a Micro LAP Loan?

A secured loan where residential or commercial property is used as collateral for funding.

Who is eligible for Micro LAP?

Self-employed individuals, small business owners, and professionals.

What is the loan tenure?

Flexible tenures with affordable repayment options

Can I use the loan for any purpose?

Yes, it can be used for business growth, debt consolidation, or personal needs.

What is a Machinery Loan?

A loan to purchase new or used machinery and equipment for business operations.

Who can apply?

Manufacturers, MSMEs, and industrial businesses.

Does the machinery act as security?

Yes, the purchased machinery is generally used as collateral.

Does this improve business productivity?

Yes, it helps upgrade operations and increase efficiency.

What is a Solar Loan??

Financing to install solar power systems for residential, commercial, or industrial use.

Who can apply for a Solar Loan?

Homeowners, businesses, and MSMEs opting for renewable energy solutions.

What are the benefits?

Lower electricity costs, long-term savings, and eco-friendly power generation.

Is government subsidy applicable?

Subsidy availability depends on current government policies.

What is a Housing Loan?

A loan for purchasing, constructing, or renovating a residential property.

Who is eligible?

Salaried individuals and self-employed applicants with stable income.

Does the machinery act as security?

Yes, the purchased machinery is generally used as collateral.

Does this improve business productivity?

Yes, it helps upgrade operations and increase efficiency.