Property-backed loans for individuals and small businesses
Nivriddhi Capital is an RBI-registered Non-Banking Financial Company (NBFC) headquartered in Chennai. We specialize in Micro Loan Against Property (Micro LAP), empowering individuals and small businesses in rural and semi-urban regions across South India — starting with Tamil Nadu.
Property-backed loans for individuals and small businesses
Financial support across South India, starting with Tamil Nadu.
Transparent process with personalized assistance.
We help you build smart savings plans and financial strategies that improve cash flow, reduce risk, and support long-term financial stability.
Expert guidance on business and personal loans, ensuring the right credit solutions with transparent terms and faster processing.
Strategic financial planning to strengthen business growth, optimize funding, and support informed financial decisions..
Our skilled finance experts ensure accurate assessments, timely processing, and personalized support throughout your financial journey.
SME Entrepreneur
From documentation to disbursement, everything was handled seamlessly and professionally. Their financial expertise and customer-first attitude truly set them apart.
Startup Founder
Reliable service, fast approvals, and clear communication. They understood our business needs and delivered financial solutions that supported our growth plans.
Self-Employed Professional
I appreciated their honest advice and personalized financial solutions. They helped me choose the right funding option without hidden charges or unnecessary delays.
Business Owner
The team provided clear guidance and quick support throughout our loan process. Their transparent approach and timely updates made the entire experience smooth and stress-free.